Master Your Money — Without Connecting Your Bank
Track subscriptions, income, expenses & savings. Find real discounts for 200+ services. No bank access required.
Why Subger?
Most finance apps want access to your bank account. Subger doesn't. We built a different kind of personal finance tool — one that respects your privacy while actively helping you save.
Everything You Need to Master Your Finances
Tools built for how you actually manage money.
Privacy-First. No Bank Access.
No bank connections needed — ever. Add finances manually or via email import. Your data is encrypted end-to-end with zero third-party sharing.
Track All Your Finances
Income, expenses, subscriptions, and savings goals in one dashboard. See your complete financial picture.
Never Miss a Payment
Smart reminders for subscriptions, bills, and loan payments. Get alerts before you're charged.
Find Savings Everywhere
200+ services with verified discount codes, student and military rates, negotiation scripts for retention calls, and step-by-step cancel guides.
Income vs Outcome Insights
See where your money comes and goes. Monthly trends, category breakdowns, and savings rate tracking.
Financial Calendar
View all upcoming payments, income, and expenses on one calendar. Plan ahead with confidence.
How It Works
Get started in minutes. Take control in days.
Add Your Finances
Add your subscriptions, income, and expenses in minutes.
Set Budgets & Goals
Create budgets by category and set savings goals with target dates.
Get Smart Alerts
Receive notifications for upcoming payments, budget limits, and milestones.
See Your Progress Over Time
Track your progress with insights, trends, and milestones.
Track 200+ Services & Categories
Subger works with all the services in your life — and helps you save on them with real discount codes and cancel guides.
Subscriptions
Recurring Expenses
Income & Savings
Simple, Transparent Pricing
Start free. Upgrade when you need more.
Free
Perfect for getting started
- 8 subscriptions
- 2 income sources
- 3 recurring expenses
- 10 one-time expenses/mo
- 1 budget
- 1 savings goal
- 3 discounts per query
- Basic cancel guides
Personal
Unlimited access to everything
$29.88/year when billed annually
- Unlimited subscriptions
- Unlimited income & expenses
- Unlimited budgets & savings goals
- Full cancel guides & all discounts
- Income vs outcome summary
- Category breakdown
- Month-over-month comparison
- Upcoming payments feed
Family
Everything in Personal + family workspace
$59.88/year when billed annually
- Everything in Personal
- 1 workspace (6 members max)
- Shared subscriptions & expenses
- Cost splitting
- Admin controls
- Priority support
No credit card required for the Free plan. Cancel anytime.
Frequently Asked Questions
Got questions? We've got answers.
With Subger you can track income sources, recurring expenses, subscriptions, one-time purchases, savings goals, and budgets — all from a single dashboard.
Yes. The Free plan includes up to 8 subscriptions, 2 income sources, 3 recurring expenses, 10 one-time expenses per month, 1 budget, 1 savings goal, 3 discounts per query, and basic cancel guides. Upgrade to Personal for unlimited access.
No. Subger is privacy-first. Add your finances manually, via email import, or screenshot. No bank access is required, now or ever.
Subger maintains a database of 200+ services with real discount codes, student and military rates, and step-by-step cancellation instructions to help you save.
Both get unlimited tracking. Family adds a shared workspace for up to 6 members with cost splitting, shared subscriptions and expenses, and admin controls.
The Family plan lets up to 6 members share a workspace. Split costs, share subscriptions, and see combined finances from one dashboard.
Yes, all data is encrypted end-to-end. We never sell or share your data with third parties. No bank connections required. Your privacy comes first, always.
Yes, Subger supports 30+ currencies with daily exchange rate updates from the European Central Bank.
Get the Subger App
Available on all your devices
Master Your Money with Subger
Track your finances, find real savings on 200+ services — no bank access required.
Free plan available. No credit card required.